Luisa Barnett

Insurance Advisor: BeOne Financial Group

Luisa and BeOne Financial Group bring over 25 years of top-tier financial expertise, helping you secure the best rates and solutions.

We work for you, not the banks.

123 - 456 - 7890

[email protected]

Vancouver, BC. Published by: Justin Yu

Why Work With Me and BeOne Financial Group?

I have a 15+ year trajectory of successfully reaching financial goals for small- medium businesses in diverse sectors: hospitality, industrial, real estate, agricultural, and food & wine estates. They have taught me that the crucial opportunity to create wealth and surpass challenging situations is in early, proper planning.

BeOne holds a broad representation of insurance companies and works closely with accounting and legal experts to advice on financial life insurance, retirement, business and estate strategies as well as accident, sickness and long-term care protection.

This allows me to focus on a holistic, tailored-to-you plan that is priced comfortably, makes sense, and fully protects you, your business, and your family’s lifestyle while growing your estate.

Expertise & Credentials

*Certified Full LLQP Insurance Advisor (Life License Qualification Program), and am able to assist you in finding your best option for:

Life

May be required when acquiring a loan for a limited time - like a mortgage, or for a permanent term, to ensure our family’s lifestyle is not compromised upon our passing. Life insurance payouts are protected and tax free and can swiftly cover final expenses, such as burial /cremation, celebration of life ceremony, as well as fees and taxes that can apply; Executor, probate, property transfer, capital gains, RRSP, and RRIF withdrawals.

Business

Insurance in a business context may be required for a company’s loan coverage, key-person protection, funding buy-sell agreements between partners, business successions, estate equalizations and as a highly tax efficient investment vehicle, among other opportunities.

Wealth & Estate

Life insurance can be complemented with a cash value component through dividends that once vested are guaranteed and can continue to grow with tax advantages, while offering liquidity for your retirement and still maintain your legacy coverage.

Ability to Work

Your physical and mental health is your greatest asset, if interrupted your income stops but expenses continue. Government or work-related disability insurance should be examined to understand conditions covered in your case, for how long and the waiting period before you start receiving payouts. A disability and critical illness insurance can be tailored made to complement your existing benefits and designed for cash-back in case it is not used.

Why I'm Passionate About Insurance

I strongly believe there are enough insurance products out there that can be comfortable to acquire. By protecting ourselves, we are really protecting our whole family.

Having worked with thousands of clients, I’ve seen firsthand the consequences of being uninsured or under-insured. I’ve received heartbreaking calls from clients facing serious illnesses or unexpected loss, wishing they had coverage in place. Too often, families and business owners find themselves in financial distress when a simple, affordable policy could have provided security and peace of mind. That’s why I am committed to educating, guiding, and protecting my clients before life’s uncertainties happen.

My Expertise Includes...

Critical Illness & Disability Coverage

A serious illness or injury can happen without warning, impacting both health and finances. Critical illness and disability insurance provide a tax-free payout to help cover expenses, maintain your lifestyle, and protect your income when work is not possible.

Retirement & Estate Planning

We are living longer, life is not cheaper, and inflation is not slowing down. Life insurance can be a very efficient 2 in 1 instrument to protect our loved ones and or business with a generous death benefit that is tax-free and inflation resistant while generating cash value for retirement.

Group Benefits for Small Businesses

Attracting and retaining top talent is vital for growth, and offering group benefits is a smart strategy. We help small businesses provide affordable health, dental, and retirement options that enhance employee satisfaction, loyalty, and overall well-being.

My Expertise Includes...

Critical Illness & Disability Coverage

A serious illness or injury can happen without warning, impacting both health and finances. Critical illness and disability insurance provide a tax-free payout to help cover expenses, maintain your lifestyle, and protect your income when work is not possible.

Retirement & Estate Planning

We are living longer, life is not cheaper, and inflation is not slowing down. Life insurance can be a very efficient 2 in 1 instrument to protect our loved ones and or business with a generous death benefit that is tax-free and inflation resistant while generating cash value for retirement.

Group Benefits for Small Businesses

Attracting and retaining top talent is vital for growth, and offering group benefits is a smart strategy. We help small businesses provide affordable health, dental, and retirement options that enhance employee satisfaction, loyalty, and overall well-being.

Lacandona Jungle, Chiapas Mexico Photo by : Maria F. Aguirre

My Approach to Life Insurance

No two clients are alike, which is why I take the time to listen intently, analyze each unique situation, and provide tailored recommendations. Whether you’re looking for affordable term insurance, a permanent policy with cash value growth, or coverage to protect your income or business, I help you find the right solution.

As a business owner for over a decade, I understand the financial challenges entrepreneurs face. 41% of small business employees would rather have health benefits than a $25,000 raise, and 50% prefer benefits over a $10,000 raise. That’s why I help business owners create cost-effective group benefit plans that add real value to their teams.

TESTIMONIALS

What others are saying

"Full Estate Planning"

"Luisa helped me find the perfect policy for my estate planning. It covered all my needs and met the price I was seeking. I now have peace of mind that my estate and probate expenses will not be a burden."

- Maribel L.

"Detailed and informative"

"I was putting off getting life insurance not really having the time and thinking it was too expensive and complicated. Nolan broke everything down in a way that made sense, and I was shocked at how affordable the coverage he got me actually was. I genuinely felt well served, and it shows in how he listens and advises. I only wish I had met him sooner as I had an medical hiccup that I would have had assistance on had I spoke with Luisa"

- Mark S.

"Need-based Travel Coverage"

"Luisa took the time to study the coverage I already had to travel through my credit card, and complemented only what was missing. Her extensive background in tourism gave me great insight and tips to make my trip safer!"

- Gerry C.

Book A Call With Luisa